Legends Realty Group LLC - Westchester County NY Real Estate Sales, Rentals & Relocation Services - Tarrytown, Sleepy Hollow, Pocantico Hills NY 10591




Buyer's Agent Definition
A real estate agent hired to work in the best interests of a buyer in a real estate transaction. The agent's loyalties are with the buyer. It is the agent's duty to share any information about the property or sellers that may help the buyer make decisions regarding the transaction. Agent status must be disclosed to all parties.

Your Legends Realty Group LLC Buyer's Agent
A successful sale starts with the right representative. All of our agents are seasoned and experienced professionals offering their services in a friendly and competent manner. Your buyer's agent can also recommend and has access to other professionals to join your team, taking more of the responsibility off of your shoulders.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.

Summary - Your Legends Realty Group LLC Buyer's Agent will

  • Establish a search profile based on your needs, wants and budget for a new home.
  • Assure that you see all the properties within Westchester County  that meet your criteria.   
  • Maximize your time by organizing viewings of such properties efficiently.
  • Obtain and present all facts and information regarding the properties which interest you.
  • Answer all of your questions about the local market area, including schools, neighborhoods, economy, recreation, entertainment and more.
  • Always represent your best interests to level the playing field between the seller's agent and you.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Provide you with information on home inspection procedures and services.
  • Guide you through the entire home buying process, from finding homes to look at, to finally assisting you and your attorney at closing.
  • Always and only have your best interests in mind.

 


 

1.  Find the right representative
Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you right from the start.

2.  Find out what your price range is
Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like
The internet can be incredibly valuable in doing preparatory research.  Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are
Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5.  Find your dream home!
Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer. 

With the Legends Realty Group team behind you, it really can be that easy!

 



Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


 

 

Bookmark and Share


Legends Realty Group | Tarrytown, Sleepy Hollow & Pocantico Hills NY 10591 | Westchester County Realty Sales, Listings & Relocation Services

358 North Broadway - Sleepy Hollow - New York 10591
37 Main Street - Tarrytown - New York 10591
Voice 914.332.6300 - Fax 914.332.6336 -
EMail Us

Westchester County Real Estate Sales, Rentals & Relocation Services.       

 



Login